Modal Gratis Nambah Investasi

Banyak yang malas atau ogah memulai investasi dengan alasan tidak memiliki modal dan ribet. Ribet harusnya sudah menjadi alasan yang tidak masuk akal karena sekarang sarana berinvestasi di internet makin mudah dan bisa dimulai tanpa keluar rumah.

Soal modal… memang rasanya tidak mungkin berinvestasi bila kita memang tidak memiliki uang yang bisa disisihkan. Namun di artikel ini saya mengajarkan cara klasik yang sebenarnya sudah dipraktekkan banyak orang termasuk saya, yakni dengan memanfaatkan promo saldo gratis dari beberapa tekfin investasi (fintech).

Yang saya jabarkan disini HANYA fintech yang memberikan anda modal gratis saat memulai mendaftar. Beberapa fintech lain yang ada di blog saya memiliki program referral namun tidak menguntungkan sang pendaftar (hanya memberikan saya komisi saja). Namun di daftar ini anda bisa menemukan semua referral yang memberikan modal gratis untuk anda berinvestasi.

Tentu saja apabila anda menggunakan kode referral saya, anda boleh sepuasnya berkonsultasi soal finansial dengan saya.

Akseleran

akseleran
Akseleran

Akseleran adalah salah satu investasi P2P lending yang saya rekomendasikan untuk pemula. Program referral mereka juga salah satu yang terbaik karena menguntungkan sang pengundang maupun sang pengguna baru, sampai-sampai saya masuk channel Youtube Akseleran karena berhasil mengajak banyak orang bergabung ke Akseleran.

Anda sebagai pengguna baru Akseleran akan mendapatkan langsung modal 100 ribu rupiah tanpa syarat apapun. Modal gratis ini tidak bisa langsung anda cairkan ke rekening, melainkan harus terlebih dahulu diinvestasikan di salah satu pinjaman yang tersedia disana.

Saya menyarankan anda untuk memilih pinjaman yang tenornya pendek (3 bulan kebawah) bila ingin menarik saldo gratis tersebut ke rekening anda secepat mungkin. Namun alangkah lebih baik lagi bila anda terus menerus menginvestasikan modal gratis tersebut, karena judul artikel ini adalah berinvestasi tanpa modal, bukan mendapatkan uang gratis! Perlu diingat juga bahwa ada biaya transfer yang dikenakan untuk setiap penarikan.

Cukup masukkan kode ini di kolom ‘referral‘ saat pendaftaran: AKSLADRIAN13403 dan baca review Akseleran disini

Program referral Akseleran memberikan saya komisi 0.5% untuk investasi anda selama 6 bulan kedepan. Hal ini tentu jauh lebih menguntungkan saya daripada anda, jadi bila anda memang menggunakan kode referral saya, saya bersedia membagi sebesar 10% dari komisi Akseleran saya untuk anda (0.5%/10*investasi anda)

Ajaib

Ajaib
Ajaib

Ajaib adalah salah satu penjual reksadana berbasis online. Meskipun bukan yang terbaik karena kalah telak dari Bibit (lihat dibawah), Ajaib cukup baik memberikan anda modal gratis sebesar 10 ribu rupiah untuk memulai investasi anda.

Uang 10 ribu tersebut langsung diinvestasikan di salah satu produk reksadana yang mereka sediakan, dan tidak bisa anda jual untuk waktu tertentu. Dalam reksadana, uang kita semakin lama semakin berkembang, sehingga modal gratis itupun ketika nanti dicairkan nilainya akan lebih tinggi!

Caranya, masukkan kode asia625 di kolom referral saat proses pendaftaran dan jangan lupa baca review Ajaib disini

*catatan: Anda masih bisa mendapatkan bonus dari Ajaib, namun saya sudah tidak bisa mendapatkan bonus apapun dari pendaftaran anda di Ajaib, karena saya sudah terlalu banyak mendapatkan bonus dari Ajaib (dibatasi maksimal mengundang 20 orang).

Bibit

Bibit
Bibit

Bibit adalah penjual reksadana berbasis online terbaik, dan program referralnya pun lebih baik daripada Ajaib (lihat diatas). Bibit memberikan anda 25 ribu rupiah untuk memulai investasi anda.

Kekurangannya, anda perlu mengeluarkan sedikit modal untuk memanfaatkan bonus referral ini, karena anda perlu lebih dahulu melakukan investasi sebesar 100rb rupiah untuk bisa menaruh modal gratis tersebut ke salah satu produk reksadana yang mereka tawarkan.

Kendati demikian, ketika sudah diinvestasikan, anda bisa langsung menjual kedua reksadana tersebut (yang anda bayar dan yang gratis) untuk langsung menikmatinya di rekening bank anda. Namun tentu saja hal ini tidak saya sarankan, karena investasi anda lebih baik dibiarkan sampai nilainya ‘berkembang biak’

Caranya, masukkan kode referral ini di kolom referral saat proses pendaftaran –> ucleiaf. Saya akan mendapatkan hanya 25rb rupiah dari pendaftaran anda (setengah yang anda terima). Anda bisa membaca Review Bibit disini.

DanaLaut

danalaut
Danalaut

Danalaut juga merupakan salah satu website investasi P2P lending. Mereka memberikan anda modal gratis sebesar 25 ribu rupiah. Modal ini perlu anda investasikan dahulu di salah satu proyek mereka sebelum bisa dicarikan.

Untungnya, minimum investasi di Danalaut memang hanya 25rb rupiah, sehingga anda tidak perlu mengeluarkan modal ekstra untuk memulai investasi anda. Ketika investasi anda sudah jatuh tempo, uang tersebut bisa anda tarik ke rekening anda. Namun ingat ada biaya transfer yang dikenakan untuk setiap penarikan.

Masukkan kode referral 92737444 saat diminta diproses pendaftaran dan review Danalaut bisa dibaca disini. Saya juga akan mendapatkan 25rb rupiah, sama seperti anda.

Koinworks

koinworks
Koinworks

Koinworks juga merupakan salah satu P2P lending yang oke, meskipun lebih cocok digunakan oleh investor yang sudah berpengalaman karena fiturnya yang terlalu banyak. Pendaftaran baru di Koinworks diberikan modal gratis sebanyak 350.000 KOIN.

Perlu diingat KOIN ini bukanlah uang tunai yang bisa anda cairkan ke rekening anda, melainkan hanya bisa digunakan untuk mendanai investasi anda. Setelah investasi anda jatuh tempo, anda juga tidak menerima 350.000 tersebut sebagai uang rupiah, melainkan anda hanya menerima retur/bunga nya saja.

Misalnya dengan uang 350rb tersebut anda mendanai pinjaman bertenor 1 bulan dengan bunga 12% pa, maka ketika pendanaan (investasi) tersebut sudah jatuh tempo, anda akan menerima kira-kira uang rupiah sebesar 3.500 rupiah saja! Dengan rumus (12/12*1)%*350.000.

Oleh karena itu, untuk memaksimalkan modal gratis ini saya sarankan untuk memilih investasi dengan tenor panjang dan risiko tinggi, karena sekalipun terjadi gagal bayar, bukan uang dari dompet kita yang hilang.

Masukkan kode referral 62507 saat proses pendaftaran. Anda juga bisa membaca review Koinworks disini. Saya akan menerima jumlah yang sama seperti anda.

LakuEmas

lakuemas
Lakuemas

Lakuemas juga merupakan tabungan emas online yang bisa memberikan anda emas gratis sebesar 0.05 gram. Jumlah ini tentu jauh lebih kecil daripada E-mas diatas, namun emas gratis ini bisa dijual langsung tanpa harus membeli emas terlebih dahulu. Karena berbasis berat emas, bukan nominal rupiah, sekarang juga saat yang sangat baik untuk memanfaatkan emas gratis ini, karena harga emas saat ini sedang tinggi-tingginya. Sayapun mendapatkan nominal yang sama seperti anda.

Masukkan kode referral adrian2128 saat proses pendaftaran Lakuemas, atau anda bisa melihat ulasan Lakuemas disini.

Mekar

mekar
Mekar

Mekar adalah P2P lending senior di Indonesia, karena merupakan karya dari Putra Sampoerna Foundation. Keamanan Mekar merupakan salah satu yang terbaik di Indonesia, dengan jaminan proteksi modal serta asuransi kredit yang menihilkan risiko anda sebagai pendana.

Mekar memberikan bonus sebesar 100 ribu rupiah untuk saya ataupun anda, dan potongan ini bisa digunakan sebagai diskon saat mendanai pinjaman. Jadi, bonus ini tidak bisa dicairkan ke rekening anda langsung dan anda harus mengeluarkan sedikit modal ekstra untuk memanfaatkan modal gratis ini.

Tentu saja, ketika pendanaan anda sudah selesai, anda akan menerima pengembalian dana penuh termasuk saldo referral yang awalnya digunakan ini. Namun perlu diingat tenor pinjaman di Mekar cukup panjang, sehingga butuh waktu sampai anda bisa menikmati modal gratis tersebut di rekening anda.

Gunakan kode referral ADRIA2476 saat proses pendaftaran di Mekar, dan jangan lupa baca review Mekar disini.

Komunal

komunal
Komunal

Anda akan mendapatkan kupon 100rb bila mendaftar menggunakan kode referral saya 1CE8460 di Komunal. Kupon 100rb ini bisa digunakan untuk melakukan pendanaan minimal 300.000 rupiah, sehingga yang anda bayarkan nanti hanya 200.000 rupiah.

Menariknya, ketika pendanaan anda sudah jatuh tempo, maka nilai kupon 100.000 tersebut dikembalikan ke anda sebagai uang tunai, jadi anda hanya membayar 200.000 di depan namun menerima 300.000 dibelakang ditambah bunga pendanaan!

Esta Kapital

esta kapital
Esta Kapital

Esta Kapital memberikan potongan pendanaan 50rb rupiah untuk pendana baru. Namun ada hal yang menyebalkan dari program ini: anda tetap harus topup dana sebesar plafon pendanaan, baru nanti dipotong dibelakang sehingga saldo wallet anda tersisa 50rb rupiah. Padahal idealnya dipotong didepan sehingga topup kitta bisa dikurangi 50rb tanpa harus ada ‘saldo nyangkut’.

Adrian Siaril
Adrian Siaril

The boss

Articles: 599

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    • Halo Pak Faiz

      1. Gunakan saldo emas gratis tersebut untuk mengisikan pulsa ke nomor 083807388548
      2. Email ke saya (asiaril@ymail.com) atau Whatsapp ke nomor tersebut, screenshot transaksi serta nomor rekening anda, bank apa saja saya terima
      3. Saya akan mentransfer uang ganti untuk anda

  1. E-mas sistem referralnya berubah Kak. Baik referrer maupun referral akan mendapatkan emas gratis 0.02 gram setelah referral melakukan transaksi pertama minimal 0.02 gram.

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